Investor-grade writing for Canadian income builders
Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
Latest writing
Recent posts
Page 11 of 17 from the full archive.
Sell your home or keep it as a rental in Canada? How to run the numbers properly
Compare the monthly income tradeoff between keeping a home as a rental or selling and investing the net equity in Canada.
Read article→The real cost of renting out your home in Canada: what new landlords always underestimate
Learn the full monthly carrying cost of turning a home into a rental in Canada, including taxes, insurance, maintenance, vacancy, and management.
Read article→How extra mortgage payments build equity faster in Canada: the math most homeowners skip
See how extra mortgage payments accelerate equity growth in Canada, reduce interest, and shorten amortization over time.
Read article→How to Live Off Dividends in Canada: Your 6-Year Plan
Complete roadmap to dividend income in Canada. Build $10K/year in 6 years. Real timelines, tax strategies, and portfolio examples.
Read article→The Fortress dividend portfolio: building a Coverage Ratio above 1.15 across all holdings
Learn what Fortress Status means in Prospyr’s income-first framework, why a Coverage Ratio above 1.15 matters, and how Canadian dividend investors can think about building more durable DRIP positions.
Read article→RDSP Strategies for Canadian Disability Savings: The Complete Guide
Complete RDSP guide for Canadian disability savings. Maximize grants, contribution strategies, withdrawal planning, and tax efficiency.
Read article→OAS clawback and dividend income: what Canadian retirees need to know
Learn how OAS clawback works for Canadian retirees, why dividend income can push net income higher than expected, and how to think about account placement and withdrawal timing.
Read article→What is DRIP in Canada? Dividend Reinvestment Explained
Learn how DRIP works in Canada. Complete guide to dividend reinvestment, best brokers, and how to maximize compounding.
Read article→How brokerage commission fees quietly destroy your DRIP returns in Canada
See how brokerage commission fees can quietly damage DRIP returns in Canada. Learn when reinvestment costs become too expensive and when manual reinvestment may be the smarter move.
Read article→