Prospyr Journal

Investor-grade writing for Canadian income builders

Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math. Built to help you sort the real question faster and move with more confidence.

Browse 75 articles across DRIP, tax, planning, and strategy.

75 postsCanadian contextDRIP and dividend focused

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Start with the daily featured piece, then browse the latest archive below.

Featured articleTax

Real dividend yield after tax — what you actually keep on Canadian vs US stocks

Two stocks, both yielding 4%. One is Canadian, one is American. After tax, you keep meaningfully different amounts. Here is the math Canadian dividend investors need to know.

Featured from the journal

Published April 25, 2026

This article is selected from the published archive on a stable daily rotation.

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PlanningMay 18, 2026

How much do I need to earn $1,000 a month in dividends in Canada?

See how much capital Canadians typically need to generate $1,000 per month in dividend income across TFSA, non-registered, and mixed-account setups.

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StrategyMay 17, 2026

Sell your home or keep it as a rental in Canada? How to run the numbers properly

Compare the monthly income tradeoff between keeping a home as a rental or selling and investing the net equity in Canada.

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PlanningMay 16, 2026

The real cost of renting out your home in Canada: what new landlords always underestimate

Learn the full monthly carrying cost of turning a home into a rental in Canada, including taxes, insurance, maintenance, vacancy, and management.

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PlanningMay 15, 2026

How extra mortgage payments build equity faster in Canada: the math most homeowners skip

See how extra mortgage payments accelerate equity growth in Canada, reduce interest, and shorten amortization over time.

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PlanningMay 14, 2026

How much has my home appreciated in Canada? How to calculate it using CMHC data

Use CMHC house price index data to estimate how much your Canadian home has appreciated by city. Calculate equity, compare selling versus renting, and model your real estate wealth.

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PlanningMay 13, 2026

Ex-dividend date vs payment date in Canada: what every income investor needs to know

Learn how ex-dividend dates, record dates, and payment dates work in Canada so you can avoid missing dividend cycles and plan portfolio income more deliberately.

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PlanningMay 12, 2026

How much do I need to earn $500 a month in dividends in Canada?

See how much capital Canadians typically need to generate $500 per month in dividend income across TFSA, non-registered, and mixed-account setups.

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DRIPMay 11, 2026

Fractional DRIP vs whole-share DRIP in Canada: why the difference costs you shares

Learn how fractional DRIP and whole-share DRIP differ in Canada, why cash remainders quietly slow compounding, and what to ask your broker.

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StrategyMay 11, 2026

How to Live Off Dividends in Canada: Your 6-Year Plan

Complete roadmap to dividend income in Canada. Build $10K/year in 6 years. Real timelines, tax strategies, and portfolio examples.

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