Prospyr Journal

Investor-grade writing for Canadian income builders

Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.

153 postsCanadian contextDRIP and dividend focused
All topicsDRIP14Tax29Planning33Strategy77Showing 77 posts matched to strategy.

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ChecklistAugust 21, 2026

CT REIT (CRT.UN): A Beginner's Distribution Checklist Before You Buy

CT REIT (CRT.UN) has raised its distribution 13 times since 2013 — but over 90% of its rent comes from one tenant. Here is the full checklist.

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ResearchAugust 20, 2026

American Tower (AMT): A Full Dividend Research Report

A full 7-signal research report on American Tower (AMT): strong FFO growth, a rising payout ratio, carrier concentration risk, and Canadian tax treatment.

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RedflagAugust 19, 2026

Home Depot (HD): Running the Dividend Red Flag Checklist

Home Depot's (HD) payout ratio has climbed from a 10-year median near 50% into the low-to-mid 60% range, with dividend growth decelerating. What that means.

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ChecklistAugust 18, 2026

Constellation Software (CSU): A Beginner's Dividend Checklist Before You Buy

Before treating Constellation Software (CSU) as an income holding, run the 7-signal checklist — starting with a yield under 0.5% that changes everything.

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ResearchAugust 17, 2026

Intact Financial (IFC): A Full Dividend Research Report

A full 7-signal dividend research report on Intact Financial (IFC): payout coverage, dividend growth, tax character, and what to monitor next.

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RedflagAugust 14, 2026

Nutrien (NTR): Running the Dividend Red Flag Checklist

Nutrien's (NTR) dividend has been flat over the trailing 12 months while the company reviews its own business segments. Here is what that signals.

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ChecklistAugust 13, 2026

Metro (MRU): A Beginner's Dividend Checklist Before You Buy

A beginner's 7-signal checklist for Metro (MRU): payout ratio, DRIP fit, tax character, and account suitability before adding this grocery stock.

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EducationAugust 12, 2026

What job does Sun Life (SLF) do in a Canadian income portfolio

Sun Life income portfolio role explained for Canadian investors comparing insurance income, asset-management scale, tax, DRIP fit, and risk.

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EducationAugust 11, 2026

What job does Manulife (MFC) do in a Canadian income portfolio

Manulife income portfolio role explained for Canadian dividend investors comparing insurer earnings, eligible dividends, DRIP fit, and risk.

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