For Canadian Income Investors
Track. Plan. Grow.
Free financial calculators built for dividend and DRIP investors in Canada. No bank funnels. No product bias. Just clear numbers and actionable tools to help you build income that lasts.
Calculators & Tools
All free. All built for Canadian income investors.
RDSP Grant Optimizer
Most PopularMaximize your Registered Disability Savings Plan grants. See exactly how to deploy contributions for maximum income growth.
DRIP Engine Simulator
Unique to ProspyrSimulate share growth per DRIP cycle. Get buffer alerts and price creep warnings before your DRIP breaks.
TFSA Room Calculator
Calculate your total TFSA contribution room based on your age, residency, and contribution history.
RRSP Room Calculator
Estimate your RRSP contribution room and see the tax impact of contributing.
Time to Freedom
Unique to ProspyrHow long until your dividend income covers your expenses? Enter your numbers and see your timeline.
Portfolio Conversion Tool
Unique to ProspyrWhat happens if you convert growth holdings to income? See the income jump, tradeoffs, and timeline.
Tax Bracket Calculator
Federal and provincial combined tax brackets for every Canadian province and territory.
FHSA Calculator
Plan your First Home Savings Account contributions and see the tax-free growth potential.
Capital Gains Calculator
Calculate your capital gains tax with the updated inclusion rate changes.
Why Prospyr?
Independent
No bank owns us. No product funnels. Every calculator gives you unbiased numbers — not a sales pitch.
Built for DRIP Investors
DRIP buffer analysis, price creep detection, and share growth simulation. Tools that understand how income investors actually think.
Canadian-First
TFSA, RRSP, RDSP, FHSA — every tool is built around Canadian accounts, tax brackets, and contribution rules.