FHSA Calculator
Track your contribution room, carryforward, tax savings, and projected growth — everything you need to maximize your First Home Savings Account.
1. Your FHSA Details
When did you open your FHSA? Contribution room only starts accumulating from the year the account is opened.
Used to estimate your tax deduction savings
2. Past Contributions
How much did you contribute in previous years? This determines your available carryforward room.
3. 2026& Future Plan
What have you contributed this year, and what do you plan to contribute going forward?
Max $8,000/yr (+ up to $8,000 carryforward)
Disclaimer:This tool is for informational and educational purposes only. It is not licensed financial or tax advice. FHSA rules are based on current CRA guidelines and may change. Tax savings estimates use simplified marginal rates — use Prospyr's Tax Bracket Calculator for a more detailed breakdown. Consult a qualified financial advisor before making investment decisions. Prospyr is not responsible for any financial decisions made based on this tool's output.