BUILT FOR CANADIAN DIVIDEND INVESTORS

Your dividend portfolio, explained.

Track your holdings and dividend income in one place. See your income picture, and explore advanced DRIP Share Coverage, Price Creep and income forecasts with Pro.

Create free accountExplore free calculators

Starter: manually track up to 10 holdings. Public calculators: no login required. Advanced analysis: Pro.

  • Built for Canadian dividend investors
  • Independent financial planning tools
  • Free calculators without login

GET STARTED

From your first holding to a clearer income picture.

Start with a free account, add your holdings manually and see the information available in your portfolio. Explore advanced tools when you need a deeper view.

  1. Step 1

    Create a free account

    Set up your personal portfolio workspace.

  2. Step 2

    Add your holdings

    Enter the investments you want to track. Starter supports up to 10 holdings.

  3. Step 3

    See your income picture

    Review the holdings and dividend-income information available in your workspace.

  4. Step 4

    Explore deeper Pro analysis

    When useful, examine eligible-holding DRIP Share Coverage, Price Creep and modeled income forecasts.

Holdings are entered manually. Starter’s limit is 10 holding rows across all portfolios, including Watch holdings.

Start with a free account

WHAT YOU CAN UNDERSTAND

The questions your dividend portfolio should help answer.

From today's income picture to future planning, use the right part of Prospyr for the question in front of you.

Starter available

See your income picture

Keep your holdings together and review the dividend-income information available in your workspace.

Start tracking

Pro analysis

Understand what needs attention

Examine DRIP Share Coverage for eligible holdings and track Price Creep using separate, clearly explained indicators.

Explore Pro analysis

Pro forecasting

See where you're heading

Use modeled income forecasts to explore possible outcomes, with projections distinguished from observed history.

Explore Pro forecasting

No login required

Plan with Canadian-focused calculators

Explore DRIP mechanics, income timing and registered-account questions without creating an account.

Browse calculators

ONE CONNECTED WORKSPACE

From individual holdings to a clearer income view.

Keep your holdings and account context together. Review available dividend income and portfolio information, then explore deeper DRIP and forecasting tools with Pro.

  • Organize Canadian and U.S. dividend holdings manually
    Starter allows up to 10 total holding rows.
  • Review holdings and available income information in one place
    Start with the overview available in your workspace. Connected advanced analysis requires Pro.
Create free account

A deeper view, with clear boundaries.

DRIP Share Coverage · Pro

Understand whether a dividend can fund another full share
Pro DRIP Share Coverage applies to eligible Income/Hybrid holdings; it does not measure dividend-cut safety.

For eligible, DRIP-enrolled Income/Hybrid holdings. Growth and Watch holdings are not applicable; holdings without DRIP enrollment are not enrolled.
Price Creep · Pro

Spot when share prices put reinvestment under pressure
Pro Price Creep uses its own indicators, separate from DRIP Share Coverage.

Separate Safe / Watch / Critical indicators, or unavailable when required inputs are missing.
Income forecasts · Pro

Explore how modeled income may change over time
Pro forecasting models possible outcomes, not actual future income.

Modeled forecast, not guaranteed income. Outcomes depend on the model’s inputs and assumptions.

Advanced DRIP, Price Creep and forecast analysis: Pro.

BUILT FOR CANADA

Dividend investing with Canadian context.

Use Canadian-focused account and tax calculators alongside a dividend-first portfolio workspace—without the language or pressure of a trading terminal.

Dividend and DRIP explanations

See what Coverage Ratio and reinvestment buffers mean, with definitions you can inspect.

Understand Coverage Ratio

Understand the data, not just the number

Portfolio information depends on the inputs available. Estimates, unavailable inputs and modeled forecasts have different meanings; the illustrative previews here show those distinctions without claiming live results.

Explore financial definitions

This is informational only, not licensed financial advice.

CALCULATORS, RESEARCH & LEARNING

Explore the tools behind the framework.

Start with a useful calculator, explore the underlying concepts, and create a portfolio workspace when you're ready.

Could your dividend fund another share?

Explore reinvestment mechanics with the free DRIP simulator. No login required; this public planning tool is separate from connected Pro analysis.

Try the DRIP Engine

Want to keep your own holdings together? Start a free portfolio.

Income Planning

Model income targets, monthly cash flow, and lump sum deployment with tools built for real-world dividend planning.

DRIP & Portfolio Mechanics

Pressure-test DRIP durability, surface Price Creep risk, and model the path from growth holdings to income production.

Registered Accounts & Tax

Use current Canadian rules to estimate room, tax drag, and grant value across your account stack.

Explore income calculators

Research & learning

Inspect the underlying concepts

START FREE

Begin with your holdings—or try a calculator first.

Create a free account to manually track up to 10 holdings in your portfolio workspace. Or explore public dividend and Canadian planning calculators without signing in. Pro offers additional analytics when you need them.

Create free accountExplore free calculators
  • Public calculators: no account required.
  • Starter: up to 10 manually entered holdings.
  • Advanced DRIP, Price Creep and forecast analysis: Pro.

This is informational only, not licensed financial advice.