18 Standalone Calculators
Use free Canadian planning tools for DRIP growth, dividend income, tax brackets, TFSA/RRSP room, capital gains, time to freedom, and more. No login required.
Roadmap open
Product Roadmap
Here is what you can use today, what is getting better next, and where Prospyr is headed for Canadian income investors.
We are building practical tools first: calculators, research, and dashboard features that make income planning easier to understand before paid features arrive.
Completed
Useful tools are already live.
Start with free calculators, Canadian research, and a connected dashboard preview built around income planning.
76+ Educational Blog Posts
Read practical guides on DRIP strategy, tax placement, dividend income planning, RDSP grants, and account decisions written for Canadian income investors.
Income Holdings Research Library
Compare Canadian dividend stocks, ETFs, REITs, and income funds with signals that help you understand payout durability, DRIP fit, tax treatment, and portfolio role.
Connected Dashboard (Beta)
Track your portfolio in one place with income forecasts, DRIP growth, portfolio health signals, and alerts that help you spot pressure before it surprises you.
In Progress
The connected experience is getting clearer.
Current work focuses on privacy, more complete income forecasts, and a dashboard that is easier to trust and share.
Privacy Mode Toggle
Hide dollar amounts when you want to screenshot or share your dashboard. Keep the strategy visible while your private numbers stay private.
Privacy
Crypto Staking Income
Crypto holdings with staking yield should show more clearly in income forecasts, so your expected income reflects every part of the portfolio.
Forecasts
This Public Roadmap
You should be able to see where Prospyr is going before you invest time in it. This page makes the product direction visible.
Transparency
Dashboard Refinements
We are polishing the connected dashboard so portfolio tracking, income planning, and alerts feel clearer from the first session.
Dashboard
Next 6 Months
More practical tools are on the horizon.
The next set of work is focused on decisions Canadian income investors already face: covered calls, DRIP durability, RDSP strategy, and finding the right tool faster.
Canadian Covered Call ETF Calculator
Compare covered call ETF income with Canadian tax context, including account placement, withholding tax, yield tradeoffs, and NAV erosion risk.
Why it matters
Covered call ETFs look simple until taxes, fees, and NAV erosion change the outcome. This tool will make those tradeoffs easier to see.
More Deep-Dive Guides
More plain-English guides on covered call ETFs, DRIP durability, dividend frameworks, RDSP strategy, NAV erosion, and Canadian account choices.
Why it matters
The goal is to help you understand the decision before you open a calculator or buy a product.
DRIP & RDSP Topic Hubs
Dedicated hubs that connect the right calculators, guides, glossary terms, and examples for DRIP planning and RDSP grant strategy.
Why it matters
Instead of hunting through separate pages, you will have a clear starting point for each planning question.
Easier Ways to Find the Right Tool
Better navigation, clearer topic pages, and stronger explanations so Canadian income investors can find the tool or guide that matches the question.
Why it matters
A useful product should be easy to discover, easy to understand, and easy to return to.
Phase 3+ Vision
The bigger idea is guided decisions.
Once the free tools and dashboard are working well for the right investors, Prospyr can move from tracking and modeling into practical decision support.
AI That Understands Your Portfolio
The long-term goal is a system that understands your portfolio health, income goals, cash available, DRIP pressure, and account context, then explains the next decision in plain language.
This is not a chatbot. The aim is a decision tool that gives specific, explainable next steps based on the same framework language used across Prospyr.
This is advanced AI and would be a paid feature later, after the free tools prove they are genuinely useful.
Ready to explore?
Try the calculators, read the research, or join the beta. No sign-up is required to start with the public tools.
We build one useful thing at a time. Every release needs a clear purpose, real feedback, and a reason to exist for Canadian income investors.