1
Derived from payout historyIncome reliability
Quarterly income profile is visible
XOM has an income profile aligned with its dividend company role. Provider data shows 4 recent payout records.
Market dataIncome framework read
Dividend CompanyNYSEUnited States
XOM
Exxon Mobil
EnergyPlain dividendQuarterly
Market Snapshot
US$166.15
+US$1.38 (83.75%)
NYSE
Yield
2.50%
Rate US$4.12
Next Payment
—
Ex-date 2026-08-17
52wk Position
84.93%
-5.82% below high
Updated —
Decision Area
Distribution and DRIP Defense
Payout history, default DRIP coverage, and price creep pressure using market data where available.
Distribution Chart
Last 12 payments
Confirmed Expected
Coverage Ratio Test
DRIP defense check
- Cash
- US$103.00
- APR
- 0.620
- Coverage
- 0.620
Rung failed. Restore immediately or rebalance the holding.
Price Creep
Defended price ceiling
- Max defended
- US$103.00
- Cushion
- -US$63.15
- Cushion %
- -38.01%
Current US$166.15Break US$103.00
Smart Recommendation
XOM is not defended at these inputs; top up shares, lower TPR, or test alternatives.
Research Signals
Payout sustainability
Moderate, 59-68% earnings basis (2025 FCF of $26.1B comfortably covers dividend)
1mo agoDRIP availability
Likely available
1mo agoTax character
US-source dividend; 15% withholding outside RRSP
1mo agoDistribution history
42-43 consecutive years of increases (Dividend Aristocrat/King); maintained dividend through 2020 oil-price collapse via debt
1mo agoStructure complexity
Low-moderate, integrated major
1mo agoIncome trend
Mixed short-term, underlying earnings growing
1mo agoAccount suitability
RRSP eliminates 15% US withholding under Canada-US treaty; TFSA/RDSP/FHSA/non-reg do not
1mo agoStructure Overview
Exxon Mobil (XOM) is an integrated energy major spanning upstream production, downstream refining, and chemicals. Q1 2026 (quarter ended March 31, 2026) GAAP net income fell to $4.2 billion ($1.00 per diluted share) from $7.7 billion a year earlier, driven by a $706 million hedge loss tied to the February 2026 Iran conflict and $3.9 billion in unfavorable derivative timing effects that the company states will unwind in subsequent periods. Excluding those items, underlying earnings were $8.8 billion ($2.09 per share), actually up from $7.6 billion year-over-year. The company declared an uninterrupted Q2 2026 dividend of $1.03 per share and returned $9.2 billion to shareholders in the quarter through dividends and buybacks.
Canadian Planning Notes
- 1As a US-source dividend payer, XOM's dividends are subject to 15% US withholding tax in a TFSA, RDSP, FHSA, or non-registered account, but this withholding is eliminated entirely when held in an RRSP under the Canada-US tax treaty.
- 2Q1 2026's sharp reported-earnings decline was driven by one-time hedge and derivative-timing effects the company expects to unwind, not a change in the underlying business, which the company's own adjusted figures show growing year-over-year.
- 3DRIP is common among US dividend aristocrats; confirm optional cash purchase support with your broker.
Market Facts
Market Data
A factual market, distribution, valuation, and financial snapshot for this holding.
Canadian Context
Account placement
RRSP
Canada-U.S. treaty treatment can exempt U.S. dividends from withholding tax inside RRSP or RRIF accounts. TFSAs do not receive the same treaty treatment.
Non-registered: Foreign tax credit may be available for U.S. withholding tax.
Eligible dividend tax credit
- Total credit
- $345.27
- Effective rate
- 34.53%
Broker DRIP status
Questrade
Available
Wealthsimple
Plan-only
RBC Direct Investing
Available
TD Direct Investing
Available
U.S.-listed holdings can have withholding tax differences by account type. RRSP treatment is often more favorable than TFSA treatment.
Run Your Numbers
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This profile is informational only and does not constitute licensed financial advice. Signal values, planning notes, market data, and structure summaries may not reflect the most current issuer disclosures. Always verify current payout policy, ex-dividend dates, financial statements, and issuer communications before making any investment decision.