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Derived from payout historyIncome reliability
Quarterly income profile is visible
BNS.TO has an income profile aligned with its dividend company role. Provider data shows 4 recent payout records.
Market dataIncome framework read
Dividend CompanyTSXCanada
BNS.TO
Bank of Nova Scotia
FinancialsPlain dividendQuarterly
Market Snapshot
$122.66
-$0.36 (-29.26%)
Toronto
Yield
3.72%
Rate $4.56
Next Payment
Next pay in 36 days
Ex-date 2026-07-07
52wk Position
95.80%
-1.71% below high
Updated just now
Decision Area
Distribution and DRIP Defense
Payout history, default DRIP coverage, and price creep pressure using market data where available.
Distribution Chart
Last 12 payments
Confirmed Expected
Coverage Ratio Test
DRIP defense check
- Cash
- $114.00
- APR
- 0.929
- Coverage
- 0.929
Rung failed. Restore immediately or rebalance the holding.
Price Creep
Defended price ceiling
- Max defended
- $114.00
- Cushion
- -$8.66
- Cushion %
- -7.06%
Current $122.66Break $114.00
Smart Recommendation
BNS.TO is not defended at these inputs; top up shares, lower TPR, or test alternatives.
Research Signals
Payout sustainability
Moderate
1mo agoDRIP availability
Available
1mo agoTax character
Eligible dividend
1mo agoDistribution history
Multi-decade
1mo agoStructure complexity
Simple
1mo agoIncome trend
Stable
1mo agoAccount suitability
Non-reg: eligible div
1mo agoStructure Overview
Bank of Nova Scotia (BNS) is Canada's most internationally diversified bank, with large operations in Latin America and the Pacific Alliance markets. BNS cut its dividend in 2020 and reset to a lower base before resuming growth; the payout history spans decades but the recent reset should be factored into sustainability assessments. International exposure adds currency and emerging-market risk.
Canadian Planning Notes
- 1BNS's international operations introduce currency risk and emerging-market economic cycles that differ from the domestic Canadian banking environment.
- 2Eligible dividends qualify for the dividend tax credit; after the 2020 reset, verify the current payout ratio and capital ratio trends before planning growth scenarios.
- 3DRIP is available through major Canadian brokers; compare BNS against domestic-focused peers (RY, BMO, NA) if the international exposure does not match your income stability requirements.
Market Facts
Market Data
A factual market, distribution, valuation, and financial snapshot for this holding.
Canadian Context
Account placement
Non-registered
Eligible Canadian dividends qualify for the dividend tax credit, which can improve after-tax income in taxable accounts.
TFSA: Tax-free growth and withdrawals.
RRSP: Tax-deferred growth, with withdrawals taxed as regular income.
Eligible dividend tax credit
- Total credit
- $345.27
- Effective rate
- 34.53%
Broker DRIP status
Questrade
Available
Wealthsimple
Available
RBC Direct Investing
Available
TD Direct Investing
Available
Run Your Numbers
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This profile is informational only and does not constitute licensed financial advice. Signal values, planning notes, market data, and structure summaries may not reflect the most current issuer disclosures. Always verify current payout policy, ex-dividend dates, financial statements, and issuer communications before making any investment decision.