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Derived from payout historyIncome reliability
Quarterly income profile is visible
MSFT has an income profile aligned with its dividend company role. Provider data shows 4 recent payout records.
Market dataIncome framework read
Dividend CompanyNasdaqUnited States
MSFT
Microsoft
TechnologyPlain dividendQuarterly
Market Snapshot
US$373.94
+US$6.60 (1.80%)
NasdaqGS
Yield
0.97%
Rate US$3.64
Next Payment
Next pay in 79 days
Ex-date 2026-08-20
52wk Position
8.87%
-32.68% below high
Updated just now
Decision Area
Distribution and DRIP Defense
Payout history, default DRIP coverage, and price creep pressure using market data where available.
Distribution Chart
Last 12 payments
Confirmed Expected
Coverage Ratio Test
DRIP defense check
- Cash
- US$91.00
- APR
- 0.243
- Coverage
- 0.243
Rung failed. Restore immediately or rebalance the holding.
Price Creep
Defended price ceiling
- Max defended
- US$91.00
- Cushion
- -US$282.94
- Cushion %
- -75.66%
Current US$373.94Break US$91.00
Smart Recommendation
MSFT is not defended at these inputs; top up shares, lower TPR, or test alternatives.
Research Signals
Payout sustainability
Strong
1mo agoDRIP availability
Plan-only
1mo agoTax character
Foreign income
1mo agoDistribution history
Multi-decade
1mo agoStructure complexity
Simple
1mo agoIncome trend
Growing
1mo agoAccount suitability
RRSP / RRIF optimal
1mo agoGrowth-to-Income Holding
MSFT offers consistent dividend growth from a very low yield base. Use the Portfolio Conversion Tool to project when your MSFT position produces meaningful income. Prioritize RRSP placement to eliminate U.S. withholding tax.
Open Portfolio Conversion ToolStructure Overview
Microsoft Corporation (MSFT) has raised its dividend consistently for over 20 years; however, the dividend yield at current market prices is well below 1%. For Canadian investors, Microsoft dividends are foreign income subject to 15% U.S. withholding tax outside RRSP accounts. The income thesis rests on long-term dividend-growth compounding rather than near-term yield.
Canadian Planning Notes
- 1MSFT dividends in an RRSP are sheltered from U.S. withholding tax; in a TFSA or non-registered account, the 15% withholding is deducted at source.
- 2Plan around the dividend growth trajectory using the Portfolio Conversion Tool; current yield is too low to support near-term income goals.
- 3Microsoft's share buyback program returns more capital than its dividend; factor total capital return when comparing growth-to-income candidates.
Market Facts
Market Data
A factual market, distribution, valuation, and financial snapshot for this holding.
Canadian Context
Account placement
RRSP
Canada-U.S. treaty treatment can exempt U.S. dividends from withholding tax inside RRSP or RRIF accounts. TFSAs do not receive the same treaty treatment.
Non-registered: Foreign tax credit may be available for U.S. withholding tax.
Eligible dividend tax credit
- Total credit
- $345.27
- Effective rate
- 34.53%
Broker DRIP status
Questrade
Available
Wealthsimple
Plan-only
RBC Direct Investing
Available
TD Direct Investing
Available
U.S.-listed holdings can have withholding tax differences by account type. RRSP treatment is often more favorable than TFSA treatment.
Run Your Numbers
Carry this holding into a calculator
Use a planning tool that matches this holding's structure, payout timing, and income use case.
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This profile is informational only and does not constitute licensed financial advice. Signal values, planning notes, market data, and structure summaries may not reflect the most current issuer disclosures. Always verify current payout policy, ex-dividend dates, financial statements, and issuer communications before making any investment decision.