Prospyr Journal

Investor-grade writing for Canadian income builders

Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.

105 postsCanadian contextDRIP and dividend focused
All topicsDRIP13Tax22Planning24Strategy46Showing 46 posts matched to strategy.

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StrategyMay 3, 2026

The barbell dividend strategy: pairing high yield with dividend growth in Canada

Most dividend portfolios cluster in the middle — moderate yield, moderate growth, mediocre outcomes. The barbell strategy deliberately avoids the middle. Here is how it works for Canadian income investors.

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HoldingsMay 3, 2026

What job does Enbridge (ENB) do in a Canadian income portfolio

Enbridge is one of the most widely held dividend stocks among Canadian income investors. This post explains the role it plays in a portfolio — not whether to buy it, but what it does if you hold it.

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EducationMay 3, 2026

Why Canadian bank stocks are the anchor of most dividend income portfolios

Canadian bank stocks dividend income portfolios often use banks as anchors. Learn the income role, tax type, and research questions.

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StrategyMay 2, 2026

Building a dividend portfolio from scratch in Canada

No inheritance, no windfall — just a regular income and a plan. Here's how Canadian investors build a dividend portfolio from the first dollar to the first meaningful income milestone.

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StrategyApril 30, 2026

$50K in ETFs — how to transition to dividend income in Canada

You have $50K in XEQT or VEQT and you're thinking about dividend income. Here's what the transition actually looks like — the tax cost, the income jump, and how to do it without starting over.

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EducationApril 29, 2026

Canadian dividend stocks explained

What makes a Canadian dividend stock different from any other stock — eligible dividends, the dividend tax credit, DRIP eligibility, and how to read a payout for what it actually tells you.

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StrategyApril 22, 2026

What percentage of your portfolio should be dividend stocks in Canada?

A practical Canadian framework for choosing a dividend-stock percentage based on timeline, income need, and what your portfolio needs to do.

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PlanningApril 20, 2026

Dividend Compare Canada: How to Judge Two Dividend Stocks Beyond Yield

Comparing dividend stocks by yield alone misses too much. Use a better Canadian framework: income today, DRIP footing, and dividend growth.

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StrategyApril 18, 2026

How to convert a property or business sale into lifetime dividend income in Canada

A practical Canadian guide to turning sale proceeds into dividend income with better tax sequencing, account placement, and yield planning.

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