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Clear articles on DRIP mechanics, dividend tax, account placement, and income-planning math.
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Foreign withholding tax on US dividends in a TFSA — what you are actually losing
US dividends in a TFSA are taxed 15% before they arrive — and that 15% is permanent. Here is what the foreign withholding tax actually costs Canadian investors, and which account your US holdings belong in.
Read article→How to track adjusted cost base for DRIP shares in Canada
Learn how to track adjusted cost base for DRIP shares in Canada, when ACB matters, and how whole-share versus fractional reinvestment changes the math.
Read article→Tax-free dividend income in your TFSA — the Canadian advantage
Your TFSA eliminates tax on Canadian dividends permanently — not defers it. Here is how to use that to build a dividend stream that compounds without leakage.
Read article→Eligible vs non-eligible dividends Canada — what every investor needs to know
Not all Canadian dividends are taxed the same. Learn the difference between eligible and non-eligible dividends, how the dividend tax credit works, and what it means for your after-tax income.
Read article→FHSA contribution room in 2026: what you can put in and what you may be missing
A practical Canadian guide to FHSA contribution room in 2026, including opening-date timing, carryforward, deductions, and overcontribution risk.
Read article→TFSA vs RRSP vs non-registered accounts: where to hold your dividend stocks in Canada
A practical Canadian guide to placing dividend stocks across TFSA, RRSP, and non-registered accounts with stronger after-tax logic.
Read article→How Much TFSA Contribution Room Do You Have in 2026?
The 2026 TFSA limit is $7,000 — but your actual available room depends on your full contribution history since you turned 18. Here's how to calculate it correctly and the over-contribution penalty to avoid.
Read article→Why Your Dividend Yield Is Wrong (And How to Fix It)
The yield your brokerage shows you is the gross yield — before tax, before commissions, before withholding. Here's how to calculate the yield you actually receive.
Read article→The Canadian Dividend Tax Credit: Why Canadian Dividends Are Taxed Less Than Your Paycheque
If you earn $1,000 from your job and $1,000 in eligible Canadian dividends, you don't pay the same tax on both. Here's exactly how the dividend tax credit works — with real numbers.
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